Posts Tagged ‘proving a case’

How to Negotiate a Personal Injury Settlement- Part 6

Thursday, August 20th, 2009

You have followed all of the first five steps and negotiations seem to have failed. You have written a letter regarding the severity of the injuries to the defense adjuster long before treatment was completed. Once the plaintiff reached maximum medical improvement, you wrote a demand letter to the adjuster and submitted it along with supporting documentation. You obtained the first offer from the adjuster along with the adjuster’s anticipated defenses. You decided upon a reasonable settlement value. You tested the adjusters’ resolve by asking for a better offer. You made counter offers utilizing the bracketing technique, and decreased your demand to the same extent that the adjuster increased his offer. The adjuster stopped increasing his offers and told you at least three times that his last offer was a final offer. Yet the adjuster still hasn’t offered to pay what you and your client decided to be a reasonable settlement offer.

Your choices appear to be twofold: you can either settle the case for less than you think it’s worth, or you can file a lawsuit and take the defendant to court. At this point, it is important that you don’t settle the case. I never settle a case for less than I think it’s worth unless my client instructs. And I never file a lawsuit until I’m convinced there is no way to convince the adjuster to pay what the case is worth. When negotiations appear to have reached an impasse, I do the following:

1. I obtain additional documentation to support the claim and ask the adjuster for a better offer. This additional documentation might come in the form of medical opinions, before/after witness statements (witnesses who can testify abouty my client’s injuries after the accident as compared to his or her physical condition before the accident), additional documentation to solidify the lost wages claim, additional documentation to support the mileage claim, additional documentation regarding the cost of future medical treatment, etc.. If this elicits a better offer, I then reinstate the bracketing procedure until we settle the case or reach another impasse. At this point, I like to start negotiating with the adjuster via fax or e-mail as opposed to over the phone. The adjustser has already told me that she will not pay a penny more on the case. By submitting the additional documentation along with a letter, it makes it easier for the adjuster to answer in writing, saving herself the embarrassment of acknowledging over the phone that her previous threat of a “final offer” was actually a bluff. It’s good to send this additional documentation little by little as opposed to all at once, because each time you send additional documentation you may receive an increased offer, and you can reinitiate the bracketing procedure.

2. I do jury verdict research and submit it to the adjuster. Westlaw has a jury verdict research function that allows me to look through cases which have previously been decided by a jury to find a case comparable to the one I am negotiating. If I can find some cases similar to the one I am negotiating but with verdicts higher than the defendant’s last offer, I submit them to the defendant’s adjuster and ask for a better offer. If this elicits a better offer, I reinitiate the bracketing procedure until the case settles or we reach another impasse.

3. If neither additional documentation nor jury verdict research get the case settled, I then prepare a complaint and discovery and send it to the defendant’s insurance adjuster, asking once again for a better offer and explaining that I will file the complaint and discovery if a better offer is not forthcoming. I indicate that my client is willing to continue negotiations if the defendant will increase the offer. If this elicits a better offer, I then reinitiate the bracketing procedure until the case settles.

4. If the case doesn’t settle, I file a lawsuit and prepare for trial. It’s important to be willing to walk away from a settlement if you don’t think it’s fair. Once I file a lawsuit, I send a letter to the adjuster saying that negotiations have failed, all settlement offers are off the table, and the cost of settling the case will increase with the amount of money I put into it.

A Personal Injury Attorney’s Duty in Proving a Case

Thursday, August 13th, 2009

A civil case is different than a criminal case. In a civil case, nobody goes to jail. Nobody loses their freedom. A civil case is about money. In a criminal case, on the other hand, somebody’s freedom is almost always in jeopardy. For this reason, the burden of proof in a civil case is less than in a criminal case. In a criminal case, the prosecutor must prove the case beyond a reasonable doubt. This is called the reasonable doubt standard. In a civil case, there is no such thing as a reasonable doubt standard. In a civil case, the plaintiff’s attorney must prove the case by a preponderance of the evidence. This is also known as “the greater weight of the evidence standard.” The idea is that the jury must weigh the evidence on both sides of the case and decide which side’s evidence carries the greater weight. According to this theory, the jury will award a verdict in favor of the side whose evidence is more convincing and persuasive.

Ideally, this is the way the civil court system works. It makes sense. Jurors are called upon to make a difficult decision. The best way to make a difficult decision is to weigh the evidence on both sides of the issue and see which side’s evidence is more persuasive. However, in the real world, in a real court room, the plaintiff’s attorney should endeavor to prove his case beyond a reasonable doubt, regardless of the legal standard articulated by the court. The plaintiff’s attorney should never assume that the jury will utilize the greater weight of the evidence standard, and to the contrary, should assume that the jury will look for reasons to doubt the plaintiff’s case and use those reasons to render a defense verdict. It’s important to keep in mind that in order to award money to a personal injury plaintiff in Florida, six jurors must agree not only on the liability aspect of the case, but also the damages. One bad juror can ruin a verdict. The personal injury attorney should endeavor to take all ammunition away from any potential holdout jurors.
By approaching the case with this mindset, the personal injury plaintiff’s attorney will increase his or her chances of a succesful outcome for the client.

To prove the case beyond a reasonable doubt, the personal injury attorney must identify and destroy all assumptions. This is more difficult than it sounds. Take, for example, a personal injury plaintiff who is struck from behind on a motorcycle, strikes his head, and suffers a post traumatic brain injury. Before the accident, he was a straight A college student, hoping for a career in law. Afterward, he is unable to finish college due to difficulty concentrating and emotional problems. On the surface, this tragic situation seems like a valuable personal injury case. However, there are several assumptions that could ruin the case.

First of all, the personal injury attorney should not assume that every rear end collision case is a slam dunk on liability. In a personal injury case, jurors often blame the victim. In the above described motorcycle accident case, the jury will look very critically at the actions of the plaintiff to decide if the plaintiff was at fault for the accident. Did the plaintiff fail to use his turn signal? Were his tail lights working properly? Was he wearing dark clothing at night? Was he weaving in and out of traffic? Did he stop suddenly and without good cause? If the plaintiff was on a motorcycle and knew that traffic was busy on that particular road, could he have taken a safer route? Was his decision to take the route he chose a reasonable decision under the circumstances? Should he have chosen a better time to travel? Why did he choose to ride a motorcycle as opposed to driving a car? Was the plaintiff wearing proper protective gear? In order to prove the case convincingly, a personal injury attorney must answer all these questions and more.

The personal injury attorney should also not assume that the jury will believe the head injury was caused by the accident. If the plaintiff never suffered a head injury before the accident, it makes sense that the difficulty concentrating and emotional problems after the accident were caused by the insult to the head. However, there are so many reasonable explanations for difficulty concentrating and emotional problems that the defense attorney will have a field day instilling doubt into the juror’s minds. The plaintiff’s attorney must do more than establish a temporal connection between the accident and the symptoms. Usually through neurological and neuropsychological testimony, the plaintiff’s attorney must develop a theory regarding the exact area of the brain that is injured, the exact mechanism of injury (how that particular area of the brain was damaged), and how the accident set in motion the mechanism of injury. Objective evidence such as a PET scan is the best way to establish an injury, but even with objective evidence the plaintiff’s attorney should not assume that the jury will believe the injury was caused by the accident, or that the injury is causing the alleged symptoms. The personal injury lawyer should utilize objective evidence such as PET scans, CT scans, and MRI films to prove the injury, neurological, neuropsychological, and biomedical expert testimony to establish the mechanism of injury, and before/after witnesses to butress the expert testimony linking the symptoms to the injury.

The above described case involving the motorcycle accident has so many assumptions that it would take an entire book to identify all of them. The purpose of this blog is to show how a plaintiff’s attorney should take nothing for granted. By thinking about every aspect of the case with the critical eye of the most resistant juror and identifying and destroying all assumptions, the plaintiff’s attorney can significanly increase his or her chances of a victory for the client.